Device Financing Technology Built for Global Businesses
Sell phones, TVs and appliances on EMI with less risk. Enroll devices, send payment reminders, apply supported lock and unlock actions and manage every installment from one app.
See the real FDL app
These are actual screens from the FDL app your team will use every day.
Your whole financing business on one screen
See licences, enrolled devices and locked devices at a glance, then jump to customers, pending EMIs, payments and reports.
- Licence keys, enrolled, locked and removed device counts
- Customers, history and transactions
- Pending EMI list and add payment
- Credit score check and EMI calculator
- Finance report for your business
Full control of financed Android phones
Every financed phone has its own page with device details, the agreement and EMI status, and the actions you can take when a payment is overdue.
- Lock and unlock in one tap
- Offline lock, app lock and screen lock
- SIM lock and SIM change alerts
- Custom lock-screen wallpaper and reminders
- Agreement and EMI details for each device
Finance iPhones with confidence
Manage supported iPhones and iPads enrolled through Apple Business Manager, with clear security status for every device.
- Lock and unlock enrolled iPhones and iPads
- Phone, Activation Lock and enrollment status
- Device information: model, colour, serial
- Activation Lock bypass code for authorised release
- Remove device when the loan is closed
Recover appliance EMIs on time
FDL Rapid gives appliance and electronics financers the same tools: reminders, agreements, due EMIs and supported device actions.
- Lock, unlock and remove
- Reminders and due EMI list
- Agreement sharing with the customer
- SIM lock and offline lock
- Connect to the customer in one tap
Sell smart TVs on EMI
FDL STL shows a clear payment screen on supported Google TV devices when an installment is overdue, with your shop name and contact number.
- Lock screen with your business name and contact
- Unlock with a code or from the app
- Connect to the customer
- Device details and last connected time
Meet ISSA, your AI assistant
Speak, type or send a photo. ISSA understands everyday language, including Hindi and English, and does the work for you.
- Voice, text and photo commands
- Example: "Lock Hamza's phone"
- Works in Hindi and English
- Built into the FDL app
One platform, every financed device
Choose the product that fits what you sell. All of them run in the same FDL app and dashboard.
FDL Pro
Finance device locker for Android smartphones.
Learn moreFDL Ace
Android protection with automatic re-enrollment after reset.
Learn moreFDL Rapid
EMI recovery for home appliances and electronics.
Learn moreFDL iOS
Supported iPhone and iPad devices via Apple Business Manager.
Learn moreFDL STL
Smart TV financing, including supported Google TV devices.
Learn moreEverything you need to secure EMI payments
Available features depend on the product and the device. All device actions are used only as agreed with the customer at the time of sale.
Remote lock & unlock
Restrict an overdue device and restore it the moment the customer pays.
Offline lock
Protection keeps working even when the device has no internet.
SIM lock & SIM alerts
Get alerted when a SIM is changed on a supported Android device.
App & screen lock
Limit selected apps or the whole screen on overdue accounts.
Custom lock wallpaper
Show your shop name, contact and a payment message on the device.
Payment reminders
Automatic or manual reminders before and after the due date.
Agreements & EMI details
Keep the agreement, schedule and payment history for every device.
Pending EMI & payments
See who is due today and record payments in seconds.
Credit score & calculator
Check credit and plan installments before you sell.
Device location
Approximate location of an enrolled device, as agreed with the customer.
Auto re-enrollment
FDL Ace re-enrolls the device automatically after a hard reset.
Finance reports
Track your portfolio and collections from one report.
Just tell ISSA what to do
ISSA is the AI assistant inside the FDL app. Speak, type or send a photo, in Hindi or English, and ISSA takes care of it.
From sale to final installment
Enroll at the point of sale
Add the customer and enroll the device in a few taps, with the customer's agreement to the financing terms.
Collect on time
FDL sends reminders, tracks pending EMIs and records every payment automatically.
Act only when needed
Apply supported restrictions on overdue accounts and release them the moment the customer pays.
Learn FDL in minutes
Step-by-step videos on our YouTube channel, FDL Pro Tech Support.
More than a device locking app
Beyond ready-made products, FDL builds and powers financing technology for partners.
Device Financing Management
Customers, installments, reminders and device actions in one dashboard.
Custom Fintech Development
Software built around your lending workflow, integrations and market.
White-Label Solutions
Offer device financing technology under your own brand.
Enterprise Solutions
Setups for high-volume lenders, distributors and telecom operators.
Built for the businesses behind device financing
FDL supports the businesses that sell, distribute and finance devices.
- Mobile retailers & dealers
- Distributors & wholesalers
- Fintech & lending companies
- Telecom operators
- Electronics financing businesses
Ready to grow your EMI business?
Book a free demo or chat with us on WhatsApp at +91 78190 68383.